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Personal Accident Death - £25,000 adults; £1,000 students under 16 and adults over 70. Loss of one or more limbs, or one or both eyes, or permanent total disability from following any occupation - £25,000. Medical and Associated Expenses Sum insured up to £5,000,000. Baggage and Personal Effects Sum insured - up to £2,000. A limit of £400 on any item, pair or set; a limit of £400 on valuables. This section includes emergency purchase of essential items if your baggage is delayed for more than 12 hours - up to £150. Please note that mobile phones are not covered. Personal Money Sun insured - up to £500, cash limit of £300. Personal Liability Limit of liability - £2,000,000 Loss of deposit, cancellation and curtailment Cover up to the cost of the holiday Travel Day Either (a) in the event of a full 12 hours delay - £50 per passenger and £25 for each subsequent 12 hour period up to a maximum payment of £300, for all legs of the journey. Or (b) if the delay on the outward journey exceeds 24 hours and you wish to cancel the cruise - up to the holiday cost. Medical and Emergency Service 24 hour service supplied Legal Expenses Sum insured up to £50,000. Important Notice - Excesses All sections exclude up to the first £50 of each and every loss of claim for each insured person except Personal Accident, Hospital Benefit, Delayed Baggage and Travel Delay (which have no excess) and cancellation and curtailment (up to £100 excess). |
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